A Sardar ji, who was appointed to teach Hindi in a school, asked his students:

"Tell me, what is the difference between an Accident (Durghatna) and a Loss (Nuqsan)?"

One student raised his hand. With Sardar ji's permission, he said:

"Sir, if an earthquake strikes and all the walls and the roof of our classroom collapse and get destroyed, it will be a huge Loss (Nuqsan) for the school."

"Excellent!" Sardar ji said, "And what would be an Accident (Durghatna)?"

"Sir, if you manage to come out of it alive and well, albeit injured, that would be an Accident (Durghatna)!"

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